Pursue Homeowners Insurance Discounts
There is a good chance that you may be paying too much for your homeowners insurance. This is particularly true if you are unaware of the numerous discounts available for this coverage. The following discounts are ones you should inquire about. Some may not be available in all states and from all insurers, but it doesn't hurt to ask. These discounts may significantly lower your insurance premium.
Home/Car Discount.Many insurers offer discounts of up to 15 percent if they provide both your homeowners and personal automobile insurance. This can reduce your premium on both policies.
Protective Devices.If your home contains smoke alarms, fire extinguishers, burglar and fire alarms reporting to a central station, or deadbolts on all exterior doors, you could save up to 15 percent depending on the protective device.
New/Renovated Home.Many insurers offer discounts up to 25 percent if your home is less than 5 or 10 years old since newer homes tend to experience fewer losses. In addition, homes that have substantial renovations can also qualify for this discount if the specified work has been performed by a qualified (licensed when necessary) contractor with proper documentation.
We want to ensure your homeowners policy is in step with your life. Call us at 1-800-799-2738 if you have any questions.
